Lending to individuals and businesses continues to be a risky endeavour. More so in a market where credit providers and financial intermediaries such as banks have limited exposure to advanced credit ...

To enable the global banking sector to function efficiently, a set of international banking agreements called the Basel Accords were developed by an international committee on banking ...

Money and information are the critical components in lending. The very survival of any credit provider depends on the availability of both ingredients and full information allows for the accurate ...

Lending to small-holder Zimbabwean farmers is important for food security, household income and economic growth. Agriculture has traditionally been the largest employer of the Zimbabwean economy and ...

Much thought has to go towards ensuring that credit reporting systems are safe, efficient and reliable. Credit reporting systems are an increasingly important component in today’s financial ...

There has long been a perception that personal loans advanced to individuals are used to drive consumption and are not beneficial to the overall economy as they do not assist or drive ...