XDS agro business unit specializes in facilitating the sharing of credit data, establishment of credit scores and credit analysis that will enhance lending to the agriculture sector, including to small holder and communal farmers. XDS provides credit exposure reports, double dip alerts and side marketing alerts.
XDS collects information of on farmers’ past credit history, payment patterns, productivity levels and the type of produce. We combine this information with agro economist information to come up with scores and analytics that incorporate both the credit behaviour and the productivity levels of the farmer.
XDS assists agro-finance companies successfully manage risk associated with granting credit to small-to-medium scale farmers and commercial farmers.